I have been looking at various social lending networks and the key criteria that determines the final interest rate is my credit score.  As I mentioned before, I am not in a very good financial position and don’t want to pay to get my credit score.  I am sure the lending place will find out for me, but I don’t want to commit to borrowing from them yet.  Luckily, I found a web site that provides free credit score. 

The web site is Credit Karma.  It was real easy to sign up and get my score.  Right now it said my credit score is 675.  I think that’s decent, but I am not sure.